Landmark Financial Group, Inc. makes personal installment loans from an office on South State Street in Belvidere. You can look up the building, walk in during business hours, and speak with the same person who reviewed your application.
Illustrative — your balance, payment and term will be your own
Who we are
Landmark Financial Group, Inc. is a consumer finance company — a personal credit institution, not a bank. We make personal installment loans to individuals in Belvidere, Boone County and the surrounding area, from an office at 600 South State Street.
Our part of town is worth mentioning. South State Street is a historic district on the National Register, in a city that calls itself Illinois' City of Murals. These are buildings that have been standing in the same place for well over a century, which is roughly the point we'd like to make about ourselves.
Borrowing money from a company you cannot physically find is a modern arrangement, and for a lot of people it works badly. When something goes wrong, an address matters. Ours is on the front of a building you can walk past.
You should be able to look your lender in the eye. That is harder to arrange with an app.
600 South State Street, open during business hours
Same payment, known term, no balloon at the end
Operating under state consumer lending law
The person who reviewed your file answers the phone
What we lend for
Nobody borrows for the fun of it. These are the situations that actually walk through our door.
The most common reason of all. In Boone County, losing the car usually means losing the ability to get to work.
A furnace in January, a roof leak, a water heater that gives out — the repairs that get worse and dearer if postponed.
Bills insurance didn't cover, or treatment that shouldn't wait until the money is saved up.
Turning several small debts into one fixed payment with an end date — where the arithmetic genuinely improves your position.
Reduced hours, a delayed reimbursement, or a bill landing before the money does.
Funerals, travel for a family emergency, school costs — the things that arrive on their own schedule.
How we lend
These get confused constantly, and the difference matters more than almost anything else on this page. A payday loan is due in full on your next payday, which is why so many end up renewed again and again, with fees stacking each time.
An installment loan is repaid in equal amounts across a set number of payments. There is no single day when the whole sum comes due, and no cycle to get caught in.
You know at the start exactly when it finishes
Nothing is designed around rolling the loan over
Not the largest sum you might technically qualify for
Amount, payment, term and total cost, in plain words
How it works
Tell us what you need and what's going on. Asking costs nothing and commits you to nothing.
Your situation looked at as a whole, here in the office — not by a distant scoring model alone.
Amount, payment, number of payments and total cost, disclosed in writing before you sign.
You get your loan, and the same office to call if anything changes along the way.
Customer feedback
I'd taken a payday loan once and spent four months renewing it. Here they went through the payment schedule with me and showed me the date it would actually be finished. Having an end date on a piece of paper changed how the whole thing felt.
They approved me for less than I asked for and explained why — the payment on the larger amount wouldn't have left me enough to live on. It stung a little at the time. Six months on I understand it was the right call.
My hours got cut and I went in before the payment was due instead of hiding from it. Walking into an actual office and talking to the same woman who set up the loan made that far easier than a phone tree ever would have.
FAQ
Get in touch
Come in during business hours, call, or send an email. The first conversation costs nothing and you'll get a straight answer either way.